Disruptive Technology

Disruptive Technology Before During AfterNew Market DisruptorPeer to Peer make for Peer to peer (p2p ) l final stageing through websites such(prenominal) as Zopa .com and prosper .com . bulk lend m unityy to one other on a private basis , operational on a similar bid system to eBay . People usurp currency from banks . The bank takes a fee for ascertain up espousal and only people with solid credit idiomatic expression atomic number 18 usually permitted to borrow money . Niche tail end customers targeted , people who rebel against banking institutions and those who may usually be refused loans because of their background . E .g . self employed or freelance workers .

The commercialise is still a ceding back grocery store but lending sites are estimate to start offering bigger operate such as car loans and mortgages in the future and thereof the disruption is set to become much damaging to major banking institutionsLow End DisrupterMini donkeyworks genuinely trivial mills that can hightail it trade take a shit on a very small descale and flashy to make and run (Christensen 2002 .Steel was produced by vast integrated mark mills that cost around 80 ,000 ,000 ,000 to build . in that location was sufficient room in the merchandise for all the alive mills to operate profitably . infinitesimal mills started manufacturing small low item items such as rebars . The steel fabrication ignored the threat because the value of the market the minimills attacked was low .! gradually the minimills gained more and more market tract and manufactured more and more steel items .The last steel integrated mill was driven from the...If you want to get a full essay, sight it on our website: OrderCustomPaper.com

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